Core Property Policy provides coverage for buildings and contents against perils such as fire, lightning, explosion, earthquake, and more. 

Balance of Insurable Risk covers all contents, including projectors, TVS, computers, and internal parts (floors, ceilings, lights, glazing, etc), which the school is responsible following the agreed building maintenance scheme. Includes protection against malicious damage, accidental damage, theft, burst pipes, impact, flood, storm, and subsidence. 

Third-Party Hirers cover schools hiring premises to individuals or organisations as a means of raising funds. This cover is especially important if hirers do not have public liability cover. 

Parent-Teacher Associations protect against legal liability for accidental injury, illness, damage during usual activities, and more.

Accident/Sickness Support schools with the cost of providing supply staff. 

Maternity/Paternity Support schools with additional costs arising from teachers on maternity leave. The cost of providing maternity cover, even for the briefest period, could pose particular problems for even the largest school. For a small school, the implications may be considerable.

Staff and Liability Protects against legal liability for bodily injury, illness, or damage to third parties arising from school activities. 

Motor Occasional Business Use covers staff cars used off-site for business purposes. 

School Journey Off-Site Covers legal liability for death or injury to third parties or damage to third-party property during school business trips.